How to pay with Klarna

What is Klarna and how to use it?

Klarna is a Swedish financial technology company that offers flexible payment solutions for online and in-store purchases. Founded in 2005, Klarna has expanded globally, operating in 26 countries and partnering with more than 575,000 merchants.

Payment options offered by Klarna:

  1. Pay now: Make the full payment for your purchase immediately using your debit, credit, or prepaid card.
  2. Pay in 3 interest-free installments: Split the cost of your purchase into three equal payments, with no interest or additional fees (0% APR). The first payment is made when the store ships your order, and the remaining two are automatically charged every 30 days. You will receive reminders before each payment due date.
  3. Pay in 30 days: Receive your purchase and pay up to 30 days after placing your order, with no upfront payments and no interest. This option allows you to review your purchases before making the payment.

How to use Klarna:

  1. At the time of payment: When making a purchase at a partner store, select Klarna as your payment method.
  2. Choose the payment option: Select the payment option you prefer: Pay now, Pay in 3 interest-free installments, Pay in 30 days, or Financing.
  3. Complete the purchase: Follow the instructions to complete your purchase. Depending on the selected option, you may need to provide additional information.
  4. Payment management: You can manage your payments and get a complete view of your budget and pending payments through the Klarna app. The app will also send you reminders and updates to help you stay on track with your payments.

Benefits of using Klarna:

  1. Flexibility: Choose the payment method that best suits your financial needs.
  2. No interest or additional costs: The Pay in 3 installments and Pay in 30 days options come with no interest or additional fees, as long as payments are made on time.
  3. Easy management: The Klarna app allows you to easily and conveniently keep track of your purchases and payments.

For more information and to start using Klarna, visit their official website: https://www.klarna.com/us/what-is-klarna/